Quote Originally Posted by m0nde View Post
so you are in fact paying insurance fees then? i thought you said you were paying $0.00
For health insurance. I don't have, nor do I need, health insurance. In a year I will have it, because the alternative is to pay a fine which is exactly as expensive as health insurance and get nothing in return.

about the car insurance, i think you're correct, but your point is moot. you do in fact HAVE to pay for insurance for something that the government, it could be argued, should stay out of.
The alternative is a privatized highway system and I'm not holding my breath for that, though I'm sure they would be much better maintained.