stevey, im guessing someone has mentioned this since someone said "If you weren't a bad person I would've helped you fix it." but im not going to read three three pages of bullshit just to see. you need to go into your forum settings and set the home or default location to www.whwateverrer.com/forums/ so that the index.php defaults to url.com/forums/index.php instead of url.com/index.php

i dont know how your shitty software is laid out, but it'll have a setting like forum home or forum location