well see theres half your problem, you need to kill your loser parents they stand between you and a life exactly like ruby's.
Oh and 140 grand = jack shit
It's enough to live comfortably for 20 years if managed correctly, and enough for life if invested correctly.
If 140 grand does not matter, then donate 140 grand to charity, put your money where your mouth is you fucking spineless bitch. Do it right now