insurance is a giant scam. if the majority of covered people weren't paying more in premiums/deductibles/gotchas than they receive in medical services, then insurance wouldn't turn a profit.
the problem is that americans have only two options - get insured, or get bankrupted by an emergent serious illness or injury
if you do need an expensive procedure there is the third option of going overseas for it, but that doesn't really work for an emergency
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10-02-2013
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