Quote Originally Posted by clay View Post
this is why ruby needs to come clean, we had a plan


how any of you can think you're supposed to pay the full amount back from a loan in one payment is beyond me, if I could come up with 10 grand in a month why wouldn't I just buy the van myself? are you that detached from reality or are you trolling? honestly, you people scare me
no one said anything about one payment. make a payment schedule with his parents. ruby is a moron who has no clue how money works. you're the same. that's why you need to speak to ruby's parents. set up a way with them to transfer money to a new account in ruby's name and pay whatever you can back each week, month, whatever, 10 bucks, 100 bucks, it dosn't matter. just make an attempt. that's just one example. stop making excuses and just pay him back.

in the same way, stop making excuses for your laziness and get on with your life. get help from your social worker and get some job training. you may find out that you're wrong about yourself. you arn't useless