The blonde and the brunette are in New York preparing to leave for a two-week cruise. The Blonde's boyfriend has just given her a new Rolls. Nevertheless, she is fuming because Honeybear didn't give her any extra money to store the vehicle during the trip. The brunette smiles and says she will handle it. So, the brunette leaves the hotel with the blonde in tow. Together they walk across the street into a bank. The brunette asks for the loan officer. She says she and her friend are going to Europe on business for two weeks and they need to borrow $5,000. The bank officer says the bank will need some kind of security for the loan, so the brunette tells the blonde to hand over the keys to her new Rolls Royce. The car is parked on the street in front of the bank, she has the title and everything checks out. The bank agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the stupid blonde for using a $250,000 Rolls as collateral against a $5,000 loan. An employee of the bank then proceeds to drive the Rolls into the bank's underground garage and parks it there. Two weeks later, the brunette and the blonde return, repay the $5,000 plus the interest, which comes to $15.41. There is something bothering the loan officer. He says to the beautiful blonde "Miss, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that this car was purchased by a multimillionaire. What puzzles us is, why would you bother to borrow $5,000?" The blonde replies "You have to ask my friend. I have no idea what is going on". The brunette replies... "Where else in New York City can we park this car for two weeks for only $15.41 and fully expect it to safely be here when we return? You have provided an excellent service for which we are grateful".