Cag i sure hope jon didnt take you for your rape money. That would be very mean and bother me.
Thread: jon's about to file for divorce
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07-07-2018*call centre crew*
*hate talking to people crew*
*get abused for a living crew*
*sexually harassed by hot women crew*
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07-08-2018
you can always use more money no matter how much you make, and it's not like you worked very hard for that rape money you just sat there and took a drunken spic dik in your gilltered up stripper pus
I am the owner of http://www.ezmangaforum.com
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07-08-2018
im making 2 dollars an hour right now doing shitty resteraunt work at 31 years old lmao
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07-08-2018
become an airline pilot or something
I am the owner of http://www.ezmangaforum.com
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07-08-2018
jon's leaving her for a girl that's still young enough to strip
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07-08-2018
I don't think he's interested in worn out menopausal has-beens
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07-08-2018
im in the best shape of my life from healthy diet and exercise and wont be hitting menopause for another decade and a half. :)
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07-08-2018
then why is he divorcing you
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07-08-2018
hes also not like you and can actually commit to his woman.
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07-08-2018
I mean, hooray for your potitive attitude I guess, but lets base it in reality
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07-08-2018
getting old really isnt bad if you have someone to grow old with. sounds cheesy but ita true :)
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07-08-2018
fine, I'll get married when I'm 55. until then life has way too many adventures to offer.
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07-08-2018
actually nevermind that's going to put a damper on my retirement. fuck marriage at any age.
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07-08-2018
just buy up properties ane rent them out, retire early. thats what jon and i plan on doing anyway
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07-08-2018
i suggest he put them all in his name. you got a little wetback in you, i can tell
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07-08-2018
I want to have the flexibility to fuck any old bag in the bingo parlor tyvm
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07-08-2018
retirement is the best time to date, no work no chance of pregnancy plenty of money
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07-08-2018
terrible idea considering neither of you know about real estate finance or construction/regular upkeep of an apt etc...
put your spare money in vanguards total stock market index or some field that you are educated in (e.g. if jon wanted to do a start-up or something).
i doubt you have great access to credit (esp considering you bought your house with an FHA loan with like 2% down) or have any familiarity with the legal framework of organizing an LLC, obtaining lending to the LLC to leverage you RE investment and write off depreciation/re taxes/loan interest etc... (to maintain more profitability) etc...Last edited by Cams Purple Lambo; 07-08-2018 at 10:06 PM.
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07-08-2018
rule 101 of real estate. you don't buy investment property with your own cash (solely) unless you're a dumbass.
leverage your buying power with borrowed money (for better ROI, tax consequences, etc...). More leverage the better (in investing in RE). LLC will shield you from liability etc... besides personal guarantees on the loans etc...
if you have extra money buy more investment properties or put it into the stock market. don't plunge all 200k of your savings to buy some shitty duplex in all cash (so dumb) more leverage = more profits from rent
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07-08-2018
see this
Consider the common real estate purchase requirement of a 20% down payment – or $100,000 on a $500,000 asset. When a buyer puts only 20% of the money down, and borrows the rest, is essentially using a relatively small percentage of his or her own funds to make the purchase; the majority is being provided by a lender. That's why real estate investors often refer to the 80% remainder of the purchase price as "other people's money": It is, in fact, being provided by someone else.
Assuming the property appreciates at 5% per year, the borrower's net worth from this purchase would grow to $525,000 in just 12 months. Comparing this gain to the gain from a purchase made outright, without any loan, highlights that value of the leveraging strategy. For example, the same borrower could have used the $100,000 to make a paid-in-full purchase of a $100,000 property.
Assuming the same 5% rate of appreciation, the buyer's net worth from the purchase would have increased $5,000 over the course of 12 months, versus $25,000 for the more expensive property. The $20,000 difference demonstrates the potential net worth increase provided through the employment of leverage. Now, picture that 5% gain every year for 20 years. Over time, the use of leverage can have a significant, positive impact on your net worth.
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07-08-2018
cag you should hire bgd to be your accountant, since you're the sort of person who meets her husband on rubynet that isn't much of a stretch
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07-08-2018
she should honestly just talk to a financial planner or read elementary investing books. i don't think jon studied finance at all in college and i'm sure cag has limited financial education.
or cag should just listen to hgtv and think she will get rich by buying second homes and renting them. (bc that's how trump got rich- real estate duh). fyi trump was a highly leverage motherfucker who knew what the fuck he was doing - cut costs by any means necessary and used the legal system and local government offering tax incentives to his advantage.
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07-08-2018
I don;t think cag even finished high school
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