jon's about to file for divorce

[Cams Purple Lambo]

in the scenario you quoted, the person who paid for their house in full is now $5,000 positive in 1 years time.

the person who paid 100k down and borrowed the rest is now $375,000 negative in 1 years time.

$5,000
-$375,000

i dont know, man, tough choice.

asset is secured by the loan. bank made a loan to LLC. Loans on real estate are generally non-recourse (they can only go after the property not your personal assets) no harm to credit or minimal if a foreclosure bc its against the llc

minimal risk of downside. i make the 25k in a year...sell the house to someone else and pocket 25k. meanwhile the chump with a 5k return needs to do that for five years.... i can continue to make 25k repeatedly.

i mean yeah doing the grandma thing and making 5k is OK with no risk. But you should just buy treasury bonds if you want low returns with 0 risk and avoid the issues with real estate (maintenance, fluctuation in price, etc...)